Here's What We Do Better
What will WTE do for me to maximize the credit in my account?
Provide you with $10M to $10B in interest-free trade finance credit within 24 hours for your purchases, acquisitions, and investments;
Help you to make purchases and investments in businesses using the credit provided;
Help you to pay off any existing debts that you owe other banks, financial institutions, or organizations;
Help you to cover the cost of your ongoing day-to-day business operations for three years, working capital needs, real estate and asset acquisitions, capital expenditures, purchase of machinery and equipment, purchase of inventory, new product development, marketing expenses, expansion of production capacity, business and personal expenses. So you don’t have to pay your fixed or recurring business costs for three years from your cash reserves. You don’t have to bother yourself about how to spend the trade finance credit in your account. It’s all done for you.
Help you to generate the sales revenue needed to offset your debts. In other words, WTE will assist you in paying off your debts and financial obligations.
Help you make a guaranteed income of $10M to $10B or achieve your 12-month income goal within 24 hours. The delivery of products or services can be scheduled for 12 months in the future.
Help you sell off all inventories, businesses, real estate, and other assets in 24 hours at zero cost to you and without advertising or marketing expenses.
Guarantee the success and profitability of all your business operations by achieving a predictable and guaranteed return on investment before making any investments.
What is Trade Finance Credit?
Trade finance credit is a source of working capital financing that WTE provides to member companies at 0% interest. With trade credit financing, you can purchase assets, goods, and services without paying cash upfront, paying the supplier at a later scheduled date. Unlike most trade credit finance providers that give buyers 30, 60, or 90 days to repay, WTE offers members trade credit financing to buy products and supplies from other companies and repay after 1095 days or according to their selling schedule.
What is the ‘NET-1095’ trade credit financing?
What does Net-1095 terms mean?
Net-1095 terms mean that if you bought something today with Net-1095 Credit via WTE, you wouldn’t have to start paying for 1095 days. In other words, you can buy anything now and start paying after 1095 days. You can use your Net-1095 Credit to purchase from sellers that are connected to WTE.
How does the WTE finance help with my business?
What assets, products and/or services can I purchase using the trade finance credit?
You can buy real estate, cars, boats, aircraft, business services, household items, and many more. You can buy virtually anything apart from government services. Please, download the PDF report at https://assetstocapital.com/pdf2/wte-members-products.pdf to view a list of some of the assets, products, and services that you can purchase using WTE trade credit.
Which sellers do I buy assets, products, and services from on trade credit terms?
You can use the trade credit in your account to purchase from millions of sellers connected to WTE.
What is the extent of trade credit finance use among businesses?
The U.S. Federal Reserve Bank of New York did a Credit Survey in 2019 and discovered that trade credit finance is the largest source of capital for a majority of all businesses in the United States. For example, Wal-Mart, the largest retailer globally, has used trade credit financing as a larger source of capital than bank borrowings; trade credit for Wal-Mart is 8 times the amount of capital invested by shareholders. It is a short-term financing option, which means that the outstanding payment is expected to be settled within 30 days or in up to 18 months. However, the WTE’s trade finance credit is a long-term financing option.
Can I buy the things I want to buy from my existing or preferred suppliers?
Yes, you can buy from your existing or preferred suppliers as long as they are members of WTE. If your existing suppliers are not members of WTE, you have two options.
Option #1. You have to be willing to change suppliers to sellers who are already members of WTE.
Option #2. You can start buying from your existing or preferred suppliers after the first 90 days of your WTE membership.
What if the sellers that are connected to WTE do not have some of the items I want to buy?
It’s virtually impossible for you not to find the assets, products, or services you want to buy via WTE. Millions of sellers and major corporations are connected to WTE worldwide, and some of them will have any items that you want to buy for cash or on trade credit terms. However, in the unlikely event that sellers in WTE do not have the ‘rare’ item that you want to buy, a WTE Trade Director will use your buying schedule/shopping list to actively seek out businesses (outside of WTE) who can meet your buying needs on the same or better terms as your current suppliers. And WTE will make the payment on your behalf. Alternatively, you can start buying from your existing or preferred suppliers after the first 90 days of your WTE membership.
How do I trade with other companies using trade finance credit?
100% of the work is done for you: WTE does all the work for you, including providing the interest-free trade finance credit needed to buy all the items on your shopping list, negotiating with sellers, securing supply contracts from major corporations on your behalf, paying sellers and facilitating the transactions to ensure the timely delivery of the assets, products, and services purchased on your behalf.
Can I make purchases, negotiate with sellers directly, secure supply contracts from major corporations by myself, pay sellers and facilitate all transactions by myself?
Yes. In the first 90 days, the WTE team will assist you in facilitating 100% of your transactions and train your team on how to use the WTE platform. Once your team is fully trained and you’ve built a transaction history in the first 90 days, then you can begin to facilitate your transactions by yourself.
How do I repay the loan received via WTE?
You are not required to repay the debt unless WTE helps you to generate the sales needed to offset your debt. In other words, WTE will assist you in generating the sales orders and revenue needed to offset your debt. If WTE does not generate the sales needed to pay off your debt, then you don’t have to repay the credit owed.
What are the repayment terms?
- You are not required to make any cash repayment at all.
- The repayment of the credit will be made through the sales of goods and services. For example, if you received $100M in credit to make purchases, you are required to repay us with $100M worth of goods and/or services and NOT with $100M cash. Cash loan will be repaid with cash.
- You are not required to repay the debt unless WTE helps you to generate the sales needed to offset your debt. In other words, WTE will assist you in generating the sales orders and revenue needed to offset your debt. If WTE does not generate the sales needed to pay off your debt, then you don’t have to repay the credit owed. No impact on your credit score.
- You can pay the entire amount with goods and services at no extra charge.
- Alternatively, you can choose to spread the repayment over another 52 weeks.
What if I can’t make enough sales of my products and services to offset the credit received?
It’s not up to you to make enough sales to offset your debt. It’s WTE’s responsibility to help you generate enough sales to offset your debt. If WTE does not generate the sales needed to pay off your debt, then you don’t have to repay the credit owed.
What if I don’t have any products or services to sell to offset the credit line received?
What if my buying schedule/shopping list do not include any productive income-generating assets and my existing business does not provide the products and services that I can sell to offset my debt?
You can choose to repay the loan with cash. In this case, we will establish a lien on any asset we buy for you to guarantee the repayment of the loan. If you offer products and services that we can buy or bring buyers to buy from you, no lien would be put on your assets.
If I get a $50B credit line, can you supply us with up to $50B worth of products and services?
Yes, of course. 100% guaranteed!
How does the “no cash repayment” work? Does it mean that I don’t have to repay the loan at all?
When we say there is no cash repayment, it doesn’t mean that you will not repay the credit given to you.
It means that you have to repay the credit line with an equivalent amount of your products and services. Not with cash. Every member must repay the credit received.
What do you mean that I don’t have to repay my debts unless WTE will help me offset my debt?
It means that you are not required to repay the debt unless WTE helps you to generate the sales needed to offset your debt. In other words, WTE will assist you in generating the sales orders equal to the credit you received, and you are required to fulfill the sales orders generated to offset your debt. If WTE does not generate the sales needed to pay off your debt, then you don’t have to repay the credit owed.
For example, Lockheed Martin will supply their products on credit terms to WTE members because they have to repay the credit line received with an equivalent amount of their products and services.
Can you give an example of how WTE can help to offset the credit I receive?
Where is the WTE Net-1095 financing service available?
WTE offers Net-1095 financing services to members in 165 countries. Contact us to know if your country is among the countries that we extend the Net-1095 credit service.
Note that the countries where we offer extended financing will change on August 1, 2021. In a few countries, we will begin offering extended financing where we previously didn’t. Likewise, in a few countries, we will cease offering extended financing where we previously did.
I am an individual (not a business owner), can I use Net-1095 financing services to make purchases?
Which banks do you support?
How soon can I start using my account?
After paying the membership fee, we will perform due diligence on your business. We will then set up your account and credit it with $10M to $50B. Once your account is set up, you can start making purchases via WTE within 24 hours.
After paying the membership fee, how long does it take for my account to be set up and funded?
After paying your membership fee, we will perform due diligence on your company for about 5 to 7 days. After the due diligence process, it takes 24 hours to set up and fund your account. All things being equal, your account should be set up and fully funded within 8 days of confirming your membership payment.
After confirming your membership payment:
1. Due diligence = 5-7 days
2. Account setup and funding = 24 hours after performing due diligence.
In all, your account should be set up and funded within 8 days.
How long does it take to complete the due diligence on my company before setting up my account and crediting it with the credit line?
What happens if I fail the due diligence and my account is not approved for any reason?
Who should I contact if I have more questions?
What is the minimum amount I can spend on Net-1095?
How secure is my information?
What is instant recrediting?
Increase your available credit immediately
Buy what your business needs without waiting for WTE NET-1095’s weekly debit and the ACH transfer.
What is trade credit used for?
Can I convert trade finance credit to cash?
Can I withdraw cash from the trade finance credit?
What if I want to repay earlier than 1095 days after my purchases?
When does my seller receive payment?
Why does WTE offer clients so many benefits? What is in it for WTE?
Help you make future sales at prices set by us to offset trade credit given to you and profit from the price differential.
Gain the right to make purchases on your behalf. In other words, WTE will pay for your ongoing business expenses on your behalf. So you don’t have to pay your fixed or recurring business costs from your own cash reserves.
Manage some of your sales and purchase transactions. WTE will receive a cash commission on each transaction from suppliers, just like any brokerage firm.
Are there restrictions to being approved for this trade finance credit?
Can I use the trade finance credit to purchase a higher membership plan or to invest in the WTE business? For example, if I receive $10M from the Startup 1 membership, can I pay for the Premium membership plan from the trade finance credit granted to me?
What factors does WTE consider before releasing a cash loan to my bank account?
Execution of your buying schedules/shopping list.
Your transaction history with WTE for at least 90 days. This will provide evidence of the production capacity of your business to WTE’s partner banks. Without a transaction history with WTE, we cannot guarantee your loan with our partner banks.